Financial Tools

Bowman Bookkeeping

Results That Matter

Should I refinance my mortgage? How much do I need to save for my child's college education? As accounting professionals, these are some of the questions that are posed to us on a daily basis.

We are providing these interactive financial calculators and other tools to assist you with some of the day-to-day questions and concerns that may arise. While these financial tools are not a substitute for financial advice from a qualified professional, they can be used as a starting point in your decision-making process.

Auto

Auto
  • Auto Loan Early Payoff Find out how much interest you can save by increasing your monthly auto loan payment.
  • Auto Rebate vs. Low-Interest Financing Use this calculator to help you determine whether you should take advantage of low-interest financing or a manufacturer rebate.
  • Bi-weekly Payments for an Auto Loan This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
  • Bi-weekly Payments for an Auto Loan with Fees This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.
  • Car Loan Calculator Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
  • Dealer Financing vs. Credit Union Financing Use this calculator to help you determine whether you should take advantage of low-interest dealer financing or credit union financing combined with a manufacturer rebate.
  • Home Equity Loan vs. Auto Loan Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
  • Lease vs. Buy Should you lease your next automobile or finance it? Find out with this calculator!
  • Low Interest Financing Savings Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
Bowman Bookkeeping
Bowman Bookkeeping

Business

Business
  • Breakeven Analysis Find out how many and what price you must sell your product at to make a profit.
  • Business Debt Consolidation Calculator Should your business consolidate its debt? Use this calculator to find out.
  • Business Valuation - Discounted Cash Flow This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
  • Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
  • Commercial Loan Calculator Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.
  • Debt Service Coverage This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions.
  • Equipment Buy vs. Lease Should you lease your equipment or finance it? Find out with this calculator!
  • Financial Ratios This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency, and profitability.
  • Inventory Analysis Use this calculator to determine how much inventory you should hold and the efficient timing of your inventory orders.
  • Like-Kind Exchange This calculator is designed to calculate and the recognized loss, gain, and the basis for a Like-Kind Exchange.
  • Profit Margin Calculator This calculator can help you determine the selling price for your products to achieve the desired profit margin.
  • Repossession of Personal Property from a Deferred Payment Sale If you have repossessed personal property from a deferred payment sale, you can use this calculator to determine the gain or loss.
  • Repossession of Personal Property from an Installment Payment Sale If you have repossessed personal property with installment payments, you can get this calculator to determine the gain or loss.
  • Repossession of Real Property If you have repossessed real property, you can use this calculator to determine the gain or loss as well as its new basis.
  • Working Capital Needs Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.